Insurance Reduction
Texas Defensive Driving is approved by the Texas Education Agency and is accepted by all courts in Texas for dismissing traffic tickets and lowering insurance rates by up to 10%. If you live outside the state of Texas, ask your court and/or insurance company if they will accept a 6-hour driving safety course approved by the Texas Education Agency.
How Much Can You Save?
Because auto rates can vary so much depending on your gender, your amount of coverage, your marital status, your zip code, and especially your age, there is no meaningful “average” insurance premium cost. But it is reasonable to assume that many, if not most, adult drivers under the age of 25 in Texas will pay at least $1000 a year for even minimum coverage. Such a person would save $100 for taking a defensive driving course (provided that his/her insurance offers such a discount).
Now imagine you pay more – much more, as some drivers do. The chart below shows potential savings:
| If you pay annually… | Then you could save as much as… |
|---|---|
| $800.00 | $80.00 |
| $1,000.00 | $100.00 |
| $1,200.00 | $120.00 |
| $1,500.00 | $150.00 |
| $2,000.00 | $200.00 |
| $2,500.00 | $250.00 |
Contact your insurance agent to see how much you could save!

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